The Unexpected Breaking Down Of Appliances A Week Before Payday

I am sure we have all been here, week before payday and the washing machine breaks down.

Or the microwave blows up…

Maybe even the fridge freezer is a goner and all that food is going to be a big mushy mess.

Needing to get the appliance fixed or replaced is a no-go a week before payday.

You can afford the appliance on payday, you did a week of overtime so boosts your income to cover the appliance.

But that 1 week just seems too far away, it needs to happen today! Car needs fixing today, fridge freezer replacing today.

When you are paid monthly is a nightmare!

So you look around your home, what can you pop on ebay? Will it sell? Can I sell it fast? Answer is probably no.

Pawning is a no, you can’t part with your favourite necklace or TV.

So you scour the internet, seeing what you can find.

Then ta-dah! You come across Vivus who offer short-term loans until payday.

You know you can easily pay this back, as you know… payday is only 7 days away.

This means a quick answer so you can purchase the item for next day delivery or even go pick it up as soon as possible if you are offered a short-term loan.

This is not a long term solution for money borrowing, this is for when those unexpected bills come, car repairs or appliance has gone kaput.

We have all been there, personally the bad things ALWAYS happen for me right before payday.

Sometimes I can not wait a few days or week to replace, repair or pay a bill if it is unexpected.

It’s always good to have something in place for when that does happen, knowing we can repay in full whenever required.

It’s quick, easy and very painless.

No hidden fee’s.

Decision straight away.

They also have a human contact centre, so you can always ask questions before.

With your first short-term loan, the interest rate is halved, as a thank you for being a new customer.

Interest rates of 146% per annum (Fixed) and 302.1% APR (Halved with first)

These days, credit checks are done so fast, within a blink of an eye, so will get a decision straight away.

No hanging about for a phone call, email, text… instantaneous.

If you are accepted, then browsing for a new appliance is totally at your leisure, taking time to find a fridge freezer that is the right size, or a washing machine with a bigger load… Might as well save a few bob on less wash loads.

And save a few bob with the interest halved on your first short-term loan with Vivus.

*Please note this is a collaboration post