How To Keep Funeral Costs Down

The average UK funeral costs around £4800. Can’t afford to spend this amount of money? Fortunately, there are options for those on a budget. Whether you’re pre-planning your own funeral or arranging a funeral for a loved one, here are some tips to consider to help bring the costs down while still providing a worthy sendoff.

Opt for a cremation

A cremation can cost £1000 less than a burial. This is due to the reduced cost of a cremation plot compared to a burial plot, as well as the reduced length of the service. Of course, not everyone likes the idea of being cremated, or it could be against one’s religion.  However, if you or your loved one was not fussed between the two, a cremation could be a better option for those with less money to spend.

Choose the right vehicle

When choosing a funeral vehicle, you should weigh up your options. Some people like to choose a horse and carriage. Others prefer a hearse. If you’re looking to save money, the latter is the better option. Funeral homes can also provide additional cars for close family and friends, however it is much cheaper to simply use your own private cars.

Consider alternative memorials

Headstones typically cost over £1000. However, there are much more affordable options. Opting for a smaller headstone made from a cheaper stone with a basic inscription could cost you as little as £100. Of course, you don’t need a headstone at all. More people are choosing to have their ashes kept in an urn by a loved one or scattered somewhere special. Instead of installing a headstone, other forms of commemoration could be explored such as planting a tree in their honour or creating a memorial page online. These can be equally great ways to preserve the memory of someone that don’t cost anywhere near as much money.

Host the wake at home

A lot of money can be spent on hiring out a venue for the wake. If there is enough space in your home or the home of your loved one, consider hosting the wake here instead. It is customary to provide food and drinks, however you do not need to go overboard. In fact, you could even ask guests to bring food and drink along so that the cost isn’t entirely on you. This post delves more into having a wake at home. 

Shop around for funeral services

Funeral services all charge slightly different rates. By collecting quotes from different funeral homes, you may be able to find a deal that is a lot cheaper than the others. Of course, you do need to be sure that a cheaper funeral service isn’t just compensating for poor reviews – always check a funeral home’s reputation before choosing them to arrange your funeral with. It’s worth noting that on top of cheaper prices, some funeral homes may offer instalment plans and pre-payment plans. While not necessarily cheaper, these options could make a funeral more affordable. 

*This is a collaboration post